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The HMO network doctors and other health care professions who are under contract with the provider usually carry out these services.

By definition, life insurance is a contract between a life insurance provider and an individual.

In the event of the insurer’s death, the provider will pay a specific amount of money to the beneficiary.

Term insurance (also known as term life insurance) is similar to life insurance in the sense that the provider will pay a specific amount to the beneficiary in the event of the insurer’s death.

According to IRS regulations, it is actually illegal to write off funeral-related expenses as a medical expense. There is a type of Medicare plan called Medicare Medical Savings Account (MSA) that will allow the insurer to set up a direct unused funds account in which the money will go towards paying for the funeral expenses. As of 2014, the Patient Protection and Affordable Care Act (PPACA or Obamacare) states that all individuals residing in the United States must have health insurance.

Unless the individuals qualify for an exemption, failure to comply will result in a tax penalty in the following year.

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