
As a result may individually struggle to repay their student loan debt.Should they be unable to make the payments the option of filing for bankruptcy or filing a consumer proposal is not available unless you have been out of school for over 7 years.Students may not have the life experience to real understand how credit operates and often do not consider a plan for repayment.Second, the ability to repay the loan is often contingent upon getting a job upon graduation.But, if you are looking to have one convenient payment each month or to improve your monthly cash flow while still working toward being debt free, an RBC credit specialist can help. The current payment amount is based on the total monthly payment amount for all debts at the time of calculation, which could include interest-only payments for credit cards and lines of credit balances, and assumes that the debt is repaid in equal monthly installments for the specified comparison period, and depending on how much is paid toward the principal, could potentially have a balance at the end of the comparison period (may not be paid off in full).


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Based on the details you’ve entered, it appears that you’ll be debt free sooner with your current payment plan.
But, if you are looking to have one convenient payment each month or to improve your monthly cash flow while still working toward being debt free, an RBC credit specialist can help. Based on the details you’ve entered, it appears that you’ll be debt free sooner with your current payment plan.
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