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However, a person may make anybody the beneficiary of the policy.

The insurance policy is a legal contract between the insurer and the insured.

Further, the insurance premiums vary from person to person depending on his or her age, smoking habits, medical history, driving record, job profile and other things.

Taxation Taxation in the context of insurance is a complicated matter especially when you think of it from a global perspective.

At the same time, there is a bit of commerce involved in this.

The insurance companies insure a person in exchange for regular premiums.

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These can be called by different names like Universal, Permanent or Whole Life insurance."You'll understand when you're older."Being in your 20s, especially during a time when Millennials seem to be a hot topic of discussion, is tough.It's this weird limbo stage when you are considered an adult, but you really aren't fluent in adult language or responsibilities yet. The average amount of parental help for the 20-somethings - roughly 0 a month - covers 29 percent of the median monthly housing costs in America's metro areas. Those in the art and design fields get the most help, an average of ,600 a year.One is for the sole purpose of protection so that the dependents of a person can be supported after the demise of the insured person.Such policies are known as term insurance policies.

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